Personal Accident Insurance

 

BodyGuard

BodyGuard is a comprehensive insurance plan providing maximum protection to you and your family. Apart from attractive benefits such as hospitalisation allowance and bonesetters’ fees, enhanced features of major burns and double indemnity in medical expenses reflect the uniqueness of this product. With the choice of annual and monthly premium plans, you can enjoy both financial flexibility and carefree living.

Distinctive features

  • Terrorism and war whilst overseas travelling cover
  • High limit of medical expenses up to HK$250,000
  • Extended coverages for food poisoning, drowning and gassing
  • Free benefits as double indemnity and third degree burns
  • No claim bonus at 10% in compound per year, for a maximum of 5 years (not applicable in the event of terror attack)
  • FREE cover for spouse as accidental death and permanent disablement HK$100,000 (for sum insured at HK$1,000,000 or above)
  • Simple application procedure (for HK$5,000,000 sum insured or below)
     

Double indemnity relieves sudden crisis

If permanent injuries or death incurred as a result of any accident in any public common carriers or shark attack, the compensation will be up to 200% of the sum insured on accidental death and permanent disablement or medical expenses. If a fatal accident happened to you while your spouse has passed away, leaving your dependent children all aged at 18 or below, accidental death benefits will then be payable in double.

Extra benefit with major burns

To provide you with a comprehensive protection in case of any mishap, our permanent disablement benefit is tailored with extra benefits covering major burns of third degree.

Loyalty bonus for desirable life

If you did not make any claim in the preceding year, the benefit limit of your accidental death and permanent disablement will be automatically increased by 10% in compound for a maximum of 5 years, meaning your chosen sum insured increases by more than 160% absolutely FREE. We believe this can keep pace with your progressing living standard, and serves as our distinctive benefits for loyal customers.

Extensive cover makes a difference

To provide you and your family the best care, our personal accident insurance extends to cover features such as terrorism, war whilst overseas travelling and food poisoning. We also provide free cover for spouse, medical expense limit up to HK$250,000.

 

General Inquiries

Personal Insurance Email
Commercial Insurance Email
T: +852 2968 3000
F:+852 2968 5111

22/F, One Island East
Taikoo Place
18 Westlands Road
Quarry Bay
Hong Kong

 

Atlanta

3424 Peachtree Road NE, Suite 550

Atlanta, GA 30326

Phone:

T:+1- 678-704-8400

Bermuda

27 Richmond Rd.

Pembroke HM 08

Bermuda

Phone:

T: +1-441-278-5400

Boston

160 Federal Street, 6th floor

Boston, MA 02110

Phone:

T: +1-857-288-6000

Chicago

311 South Wacker Drive, Suite 1100

Chicago, IL 60606

Phone:

T: +1-312-646-7700

Costa Mesa

600 Anton Boulevard, Suite 1020

Costa Mesa, CA 92626

Phone:

T: +1-657-859-3300

Dallas

Addison Circle One, Suite 1025

15601 Dallas Parkway

Addison, TX 75001

Phone:

T: +1-469-248-4000

Dublin

3rd Floor

Georges Quay Plaza, Georges Quay

Dublin 2

Ireland

Phone:

T: +1-353-1-436-1400

Farmington

1690 New Britain Avenue, Suite 101

Farmington, CT 06032

Phone:

T: +1-860-284-1300

Hong Kong

22/F, One Island East, Taikoo Place

18 Westlands Road

Quarry Bay, Hong Kong

Phone:

T: +(852) 2968-3000 F: +Fax: (852) 2968-5111

Labuan

Labuan Registered Address

Level 8(B), Main Office Tower

Financial Park Labuan

Jalan Merdeka

8700 Labuan F.T

A-33A-10, Menara UOA Bangsar

No.5, Jalan Bangsar Utama 1

59000 Kuala Lumpur

T: +603 2710 0940

London

20 Fenchurch Street, 18th and 19th Floors

London EC3M 3BY, England

Phone:

T: +44-207-220-0600

Los Angeles

550 South Hope Street, Suite 1825

Los Angeles, CA 90071

Phone:

T: +1-213-416-1400

Miami

Suite 802, 800 Brickell Avenue,

Miami, Florida 33131

Phone:

T: +1-786-362-8000

New York

199 Water Street, 24th & 29th Floors

New York, NY 10038

Phone:

T: +1-646-794-0500

Philadelphia

Allied World Assurance Company (U.S)

30 S. 17th Street

Suite 1600 16th Floor

Philadelphia, PA 19103

Phone:

T: +1-267-800-1800

San Francisco

100 Pine Street, Suite 2100

San Francisco, CA 94111

Phone:

T: +1-415-262-8170

Singapore Main Office

8th Floor

60 Anson Road #08-01

Mapletree Anson

Singapore 079914

Phone:

T: +(65) 6423 0888 F: +Fax: (65) 6423 0798

Singapore Treaty

138 Market Street

#05-02 CapitaGreen Building

Singapore 048946

Phone:

+65 6631 2500 Fax +65 6631 2520

Sydney

264 George Street

Australia Square, Level 21

Sydney, NSW, 2000, Australia

Phone:

T:+612 8015 2500

Toronto

Allied World Specialty Insurance Company

200 King Street West

Toronto, Ontario M5H 3T4 Canada

Phone:

1-647-558-1120

Zug

Park Tower 15th Floor

Gubelstrasse 24, 6300

Zug

Switzerland

Phone:

T: +41-41-768-1080